The Purse Affair offers a layby service which allows our customers to reserve merchandise with a required minimum 20% deposit down (Towards purchase price). Merchandise put on layby is kept by The Purse Affair until the balance is paid off in full.
A payment of every two weeks is suggested, but can be paid sooner; all layby must be paid in full to The Purse Affair within 6 weeks. Should the payment plan be cancelled by the purchaser, the initial deposit will be forfeited.
While we can sometimes accomodate a 1-2 week extension, in general if a layby is not honoured by the end date then the layby will be forfeited without warning and item relisted. The deposit of 20% will be retained by The Purse Affair.
Simply checkout and select to pay via layaway. Deposit 20% into the nominated bank account (provided at checkout) and email us at email@example.com to confirm you have purchased the item on layaway. If you do not have an Australian bank account you will need to email us to arrange payment via Paypal friends and family.
Frequently Asked Questions:
How do I make purchase via layby?
Simply checkout and select to pay via bank transfer. Deposit 20% into the nominated bank account and email us at firstname.lastname@example.org to confirm you have purchased the item on layaway.
What currency is the layaway agreement set at?
While we often price in USD, this is only an indicative price. Due to the long period of time we hold an item for you, currency fluctuations require that the layaway agreement is held in AUD.
Can I make payments or conclude my layby early?
Absolutely, at anytime should you wish to get your merchandise earlier you can conclude it by paying earlier.
How much is the deposit amount?
The deposit amount is the higher of $300 and 20% value of your item.
What if I change my mind?
Layby Sales are final, should you cancel the layby the initial deposit will be forfeited but any additional contributions will be refunded.